January 12, 2008

Manners 101 - Working in the Elder Care Industry

Tip! One of the most popular types of elder care homes is the nursing home, which is also called as elder care center. Nursing homes vary in type and size.

Good old-fashion manners are essential when working in the elder care industry.

The average age group of a senior receiving direct services or care directly is from 78 to 86. Typically, this is a widowed woman. In her generation, manners reflected respect and honor, for oneself and for others. There were definite

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January 10, 2008

5 Myths You Should Know Before Choosing Elder Care

Tip! And lastly, you can surf the Internet for elder care attorneys. Lots of attorneys now take advantage of the power of Internet to reach potential clients.

Myths associated with selecting quality nursing home care suggest quick and easy ways to identify quality care. In fact, relying on these myths can lead to disastrous results. I have identified a few of the most common myths in hopes of helping you avoid some of the problems commonly found in many nursing homes.

1. The Smell Test

You’ve heard it repeatedly: “The best way to determine the quality of care a nursing home provides is to be alert to bad odors when you visit the home.”

It seldom, if ever, works. Why? Nursing home administrators have heard the very same advice. As a result, they are particularly sensitive to unpleasant odors in any area that might receive visitors. Almost all will do their best to remove offensive odors as quickly as possible, even when it means avoiding their primary responsibility to their residents.

Tip! Adult homes in a community are perfect places to give elder care under the guidance of qualified personnel. Fitness programs scheduled in the community provides physical health and mental relaxation.

2. The Personal Recommendation

Recently, I heard a guest on a radio talk show state that the very best way to find great nursing home care is to get recommendations from a friend. Like other myths, there is a grain of truth here, but you must check whether your friend has had extensive interactions with the nursing home recommended. Often that is not the case.

Last weekend I dealt with an emergency call from Jim, a friend who had placed his mother in a nursing home recommended by a friend. Although she was recuperating from a stroke, no nurse or aide checked on her condition for more than 14 hours. Jim discovered her in the morning with many cuts and bruises, her bedsheets soaked in blood. He was astonished that anyone would recommend such a poor care facility.

“My friend said her grandmother was in this particular nursing home,” he reported. “So, I thought it would be good care.”

“How often does your friend visit her grandmother?” I asked him.

Tip! These are the different types of elder care homes that you can look into for your aging parent. Whatever you choose, see to it that it can provide your parents or relatives with the assistance and care that he or she needs.

“I didn’t think to ask,” he responded.

“And did you check the latest survey for that nursing home?”

“No,” he answered. “I thought a personal recommendation was all I needed.”

Jim’s mother is now back in an area hospital. No one knows yet how much damage this experience caused to her recovery.

3. You Get What You Pay For

Nowhere is this statement less applicable than in nursing home care. In fact, I’d replace it with another shibboleth — “Buyer Beware.” Our own research, encompassing more than 6000 nursing homes and more than 100 assisted living facilities shows no relationship between cost and quality of care. You may find quality care in an expensive facility, or you may not! Similarly, the fact that a facility is low-cost does not indicate whether you’ll get poor, average, or quality care. You have to do your homework. Relying on price as the sole indicator of quality care can lead to disastrous results.

Tip! Although adult foster homes specialize in elder care and retirement age residents, people of any age can live in them.

4. Adequate Staffing Equals Quality Care

A recent report by the Senate’s Special Committee on Aging indicated that quality care for a single nursing home resident requires more than three hours each day of nursing and nursing aide time. However, statistical analysis of the latest federal database on nursing home deficiencies indicates no relationship between quality of care and staffing levels. This finding is consistent with a number of university studies.

What should you look for, then, in nursing home staffing levels?

There is a level below which nursing homes are so understaffed that quality care can not be provided. I’d suggest that you not consider any home providing a level less than two hours per day per resident. For levels greater than this, I’d focus not on the number of hours available for care but on the motivation of staff available to provide care. Those who are motivated to care for the elderly will do so. Those who are motivated only by a paycheck will probably provide shoddy care regardless of their numbers.

Tip! One of the most popular types of elder care homes is the nursing home, which is also called as elder care center. Nursing homes vary in type and size.

5. A Well-Known Chain Will Provide the Best Care

This is another myth that can lead to tragedy. Sometimes, well- known companies do provide top-quality care. In other instances, however, a quick review of newspapers and magazines will show you other companies with long records of legal troubles stemming from accusations of neglect and abuse. One such company has been sued simultaneously by several states’ attorneys general.

How will you know? The company is not likely to tell you, so you won’t know unless you take the time to look into the company’s historical performance.

There you have it — 5 myths exploded!

What does work? There is no substitute for your own personal investigation. With a little research, with personal visits to nursing homes before you sign anything, you can avoid many of the difficulties that have come to those who relied on such myths.

About The Author

Copyright 2002, Phyllis Staff. Phyllis Staff, Ph.D. - Phyllis Staff is an experimental psychologist and the CEO of The Best Is Yet.Net, and the author of How to Find Great Senior Housing: A Roadmap for Elders and Those Who Love Them (2002).

pando19@direcway.com

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January 8, 2008

Paying For Elder Care Just Got Easier

Tip! Although adult foster homes specialize in elder care and retirement age residents, people of any age can live in them.

It’s not a surprise that thousands of families across the nation are facing the challlenges of an aging population. The “sandwich” generation, those who are caring for their children as well as their parents, have been feeling the financial pinch of caring for loved ones. Paying the high cost of Elder Care can cost a family thousands of dollars a month. Too many families are unaware of how utilizing a loved one’s life insurance policy can not only pay for Assisted Living and Nursing Home care, but can maintain the standards of living for the remaining spouse.

Not too many financial specialist inform their clients who have purchased life insurance policies with a death benefit over $250,000 that they can utilize a somewhat unknown option on their life insurance to pay for the high cost of Elder Care. It is called a Life Settlement and it can fully take the financial burden off of families who struggle to keep their loved one in a quality facility.

A policy owner has the right to sell his or her life insurance policy to an institution for signifantly more than the cash value of the policy. For example, a life insurance policy with a $500,000 death benefit and a $75,000 cash value can be purchased for $250,000 and up. This money can be used now to pay for assisted living, nursing homes as well as in home services also. The procedure is relatively quick with minimal paperwork.
It is senseless to struggle financially to pay for the needs of elderly loved ones when they can utilize their life insurance policy to pay for care. Many, many times life insurance policies lapse when a loved one goes into assisted living or a nursing home just out of financial neccessity as well as through medicaid planning.

Tip! So, if you want to try any of these services, you can either research or hire elder care service providers privately or go to an elder care agency. You can also search through the yellow page listings for senior services and home care, call the Area Agency on Aging, or ask friends and acquaintances.

Instead of letting a policy lapse or into surrendership, smart families are looking into life settlements as a funding source for the high expense of Elder Care.

Chuck Bongiovanni, M.S.W. has been helping seniors and their fanmilies for over 20 years in the assisted living industry. Chuck can help your family investigate your options for paying for Elder Care through a Life Settlement. You can go to his website at http://www.LifeTransitionsOnline.com or call him directly at 480-703-7005.

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